Finance Domains Elite is an independent, fee-only advisory firm helping American families and founders grow, protect, and pass on wealth. Transparent flat pricing. Institutional discipline. Zero commissions — ever.
Finance Domains Elite began in a small office in Absecon, New Jersey, with a simple frustration: everyday Americans were being sold products when they needed advice. Today we serve households and business owners in 14 states — still independent, still fee-only, still answerable to one group only: our clients.
To become America's most trusted independent wealth steward — a firm where every family, regardless of net worth, has access to the caliber of planning once reserved for institutions.
To deliver fiduciary, fee-only financial planning that turns complexity into clarity — one written plan, one dedicated advisor, and one honest conversation at a time.
Most firms sell you their products. We sell you our judgment — and we put it in writing, at a price you can read on one hand.
Every advisor is legally obligated to act in your best interest on every recommendation. No fine print, no exceptions.
You see our exact price before we ever see your statements. We earn nothing from funds, insurance, or trades — so our only incentive is your outcome.
The same evidence-based asset-class framework used by pension funds — applied to your 401(k), taxable accounts, and equity compensation.
No call centers, no rotating "relationship managers." A CFP® professional who knows your name, your dog's name, and your number one worry.
Your money stays at large, SIPC-protected custodians. We direct — we never touch. Checks and balances, built in.
No 60-page binders. No jargon. A deliberate, proven path from "I should really get organized" to "I know exactly where I stand."
A free 45-minute conversation about your goals, worries, and what money needs to do for your life.
Day 0 · FreeWe map your full balance sheet and deliver a written plan — investments, tax, estate, insurance — in plain English.
Within 10 daysWe handle transfers, rebalancing, beneficiary updates, and Roth conversions — coordinated with your CPA and attorney.
Weeks 2–4Quarterly reviews, proactive tax moves, and a human on the phone when markets get loud.
OngoingWealth doesn't live in neat boxes — neither should advice. Every Finance Domains Elite engagement connects all six disciplines under a single written roadmap.
01
Flexible financing options tailored to your personal goals, whether you are funding a major purchase, covering unexpected expenses, or consolidating debt.
02
Strategic credit solutions designed to provide you with reliable liquidity and flexible capital for immediate short-term or ongoing financial needs.
03
Comprehensive mortgage planning to help you secure your dream home, invest in real estate, or optimize your current home equity.
04
Customized, evidence-based investment strategies to build, preserve, and transition your wealth over the long term.
05
Proactive, year-round tax strategies designed to minimize your liabilities and maximize your overall financial efficiency.
06
Comprehensive coverage options to protect your family, assets, and future income from unexpected life events.
Drag the sliders. Watch the curve respond. This is the same math we use to build real client roadmaps — try your own numbers.
Illustration assumes a 7% nominal annual return, compounded monthly. Projections are hypothetical, not a guarantee or forecast of future results.
Flat, published fees — quoted before we ever see your statements. The first conversation costs nothing and obligates you to nothing.
For focused builders getting organized
Full financial planning for accumulators under $250K in investable assets.
For families & founders with $250K–$1M
Complete planning plus full discretionary portfolio management.
For households & entities above $1M
Bespoke strategy for complex balance sheets, businesses, and legacies.
All plans: no commissions, no lock-in, no exit fees · Cancel anytime with 30 days' notice · Custody at independent SIPC-protected custodians
Tell us where you are — we'll reply within one business day with times and a short prep checklist.
After 31 years of teaching I had four different 403(b)s and no idea how they fit together. Finance Domains Elite consolidated everything, cut my fees by more than half, and built a withdrawal plan I actually understand. My advisor talks to me like a person, not an account number.
As a business owner, my tax bill used to be a January surprise. They restructured my entity distributions and set up a cash-balance plan — I saved more in year one than I'd wasted in a decade with my old commission broker.
Half my net worth was sitting in employer stock and I knew it. They built a diversification schedule around my vesting dates and tax brackets, then executed it without drama. The quarterly reviews keep me honest.
I lost my husband in 2023 and had never touched our finances. The team walked me through every account with extraordinary patience — no jargon, no pressure — and coordinated with my attorney on the estate. I sleep at night now.
We interviewed five firms. Prime was the only one that quoted a flat fee before asking our net worth — and the only one willing to tell us things we didn't want to hear, like delaying Social Security. Two years in, we're tracking ahead of schedule.
Freelance income is chaos, but they built an automated system — tax buckets, quarterly estimates, a real emergency fund — that basically runs itself. First April in fifteen years that didn't scare me.
The things people actually ask on the first call — including the ones other firms dodge.
Yes. Every advisor at Finance Domains Elite signs a fiduciary acknowledgment and acts as a fiduciary at all times, for all clients, on all accounts — not just when it's convenient. We're paid only by you, never by fund companies, insurers, or commissions.
Flat published fees: $290/month for Foundation planning, $690/month for Signature (planning + full portfolio management), and from 0.85% of assets per year for Private Client. Your first 45-minute consultation is free, and we quote your exact price before we ever see your statements.
There's no minimum to work with us for planning. Full discretionary portfolio management typically begins at $100,000 in investable assets, though we make reasonable exceptions — especially for young professionals with high earning trajectories.
At large, independent, SIPC-protected custodians — never at our firm. We're granted limited trading authority only; we can never withdraw your money. You can see every position, every fee, and every trade directly on the custodian's own portal, 24/7.
Yes — we serve clients in 14 states and can work with clients in all 50 states through secure video meetings, a shared planning portal, and encrypted document exchange. Roughly 70% of our client meetings happen online.
Forty-five minutes about you: goals, worries, accounts, and what money needs to do for your life. There's no pitch. You'll leave with three concrete observations about your situation — useful even if you never hire us.
Absolutely — in fact we insist on it. Great outcomes happen when your advisor, CPA, and estate attorney pull in the same direction. With your permission, we coordinate directly and share planning documents at no extra charge.
You sign one transfer form; we handle the rest. Most accounts move "in kind" (without selling positions) in one to two weeks, which avoids unnecessary capital gains. We map out any tax consequences before a single dollar moves.
Every client gets a written Investment Policy Statement with benchmarks agreed in advance, quarterly performance reports net of all fees, and a progress scorecard against your actual goals — not just "how did the S&P do."
Yes. There's no lock-in, no exit fees, and no loyalty penalties. Give 30 days' notice and we'll part as friends — your final invoice is prorated, and we'll even help your next advisor get up to speed.
A real human reads every message. Expect a thoughtful reply within one business day — usually sooner.
13 Rogers Ln, Livingston, Montana, 59047
Monday – Friday · 9:00 AM – 6:00 PM ET
